Investing in, and not gambling with, our lives

Let’s say you have some money. You’ve already met your basic needs and you want to use this money to ensure the long-term safety and security of you and your family. You’re not a financial expert and you don’t have any degrees or certificates in finance and your job is not in this sector. You’re not sure what to do with your money, so you invite the public to an open forum to present their ideas on what you should do.